Welcome to PVFS – Your Wallet Doctor of All Times.
At PVFS, we are committed to providing fast, reliable, and hassle-free financial solutions. Whether you need emergency funds or assistance with financial planning, we’ve got you covered.
How to Improve Your Credit Score
Make timely monthly payments.
Avoid missing credit card payments.
Pay outstanding balances in full.
Prevent legal action due to late or missed payments.
Notify creditors in advance if you anticipate payment challenges.
Avoid taking on additional credit while repaying existing debt.
01.
How to improve your score
Make monthly payments on time. Don’t miss any credit card payments. Pay outstanding balance in full. Don’t end up in court for late or non-payment. Notify creditors immediately if you can’t make payment to make further arrangements. Don’t take out further credit when paying off debt.
02.
To Qualify
You must be between the ages of 18 and 65.
Be a permanent SA resident.
Be permanently employed.
Your salary must be paid directly into your bank account.
Your last 3 months payslip or proof of income.
Proof of home address.
3 months bank statements.
03.
For more ?
You can walk in the our offices or contact the flow team for any additional clarity.
04.
Fund paid into your Bank
If your application is approved, the loan amount will be paid electronically into your account, NO CASH PAYMENT will be made as we do not keep cash in our premises.
PVFS Your wallet doctor.
PVFS started as tiny dealings between Phuti Monama (the founder) and his collogues back in 2019. At first, it was casual with a couple of handwritten names and friendly nods of assurance. But, word spread like wildfire. Before he knew it, everyone started calling him. It was right there and then, when he decided to register with National Credit Regulator (NCR).
Policy
Privacy Policy – Ensures that all client information is kept confidential and protected. We do not share personal details with third parties without consent, except as required by law.
Fair Lending Policy – We provide equal financial opportunities to all applicants, assessing eligibility based on affordability and compliance with NCR regulations, without discrimination.
Late Payment & Collections Policy – Outlines the consequences of missed payments, including additional fees, credit score impact, and potential legal action if payments remain unresolved.
Real experiences from satisfied clients.
Our clients’ success stories speak for themselves! Hear firsthand how PVFS has transformed lives with fast approvals, competitive rates, and unwavering support. Trust us to be your financial partner.
PVFS – Helping You Secure a Better Financial Future!
Competitive interest rates, beating industry standards.
We offer competitive interest rates that are lower than standard industry rates, ensuring affordability for our clients.
Assistance for blacklisted individuals (terms and conditions apply).
Blacklisted individuals can still apply for loans, subject to specific eligibility requirements and conditions.
Quick fund disbursement, directly into your bank account within hours.
Once approved, loan funds are deposited directly into your bank account within a few hours, ensuring quick access to financial assistance.
Together we can make sure that kids go to bed with a full stomach and a happy smile.
We will be more than happy to assist you with your financial needs.
Office Hours:
Monday – Friday: 08:00 – 17:00
Saturday: 08:00 – 13:00
Holidays: By appointment